Save for a big family cost and keep cash for a crisis. This UK guide says use...
https://www.booknose.win/saving-for-a-big-family-cost-need-not-leave-you-exposed-when-the-boiler-breaks
Save for a big family cost and keep cash for a crisis. This UK guide says use two pots: one for the bill, one for emergencies. Stress-test your budget with an awkward month