mortgage pre approval 4
https://atomic-wiki.win/index.php/Why_Mortgage_Pre_Approval_Matters_Before_You_Start_House_Hunting
Getting a mortgage pre-approval is like having a financial green light before you start house hunting. A lender reviews your income, credit, and debts to determine how much they'd lend you, giving you a clear budget and showing sellers you're serious. It's not a guarantee, but it speeds up the closing process later.