I’d use this cash-flow worksheet before taking on a new expense. It lays out...

https://stateofseo.com/where-can-i-find-employee-cost-estimates-by-state/

I’d use this cash-flow worksheet before taking on a new expense. It lays out money coming in, bills due, and the gap between them, so you can spot a tight week early and plan payments without guessing. No signup needed.