estate planning 8

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Estate planning is about deciding who gets your stuff and who makes decisions for you if you become incapacitated. It involves creating a will, possibly setting up trusts, and designating powers of attorney. It's not just for the wealthy; everyone has an estate, even if it's just a car and a savings account. Getting it done early protects your family from legal headaches and ensures your wishes are respected when you're no longer able to speak for yourself.