A slow client month can leave a freelancer short before the next invoice...

https://wiki-velo.win/index.php/Diamond_Banc_Beverly_Hills_Rolex_Loan_Review:_A_Practical_Guide_for_Creatives

A slow client month can leave a freelancer short before the next invoice clears. Using a Rolex as collateral may bridge the gap: a lender can advance up to 30% of its value, helping cover essentials without selling a watch you plan to keep.